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Parcel Guard Insurance
The Parcel Guard Insurance plan is a single transit cover for goods or parcels. It is designed to protect owners of goods or parcels against loss or damage to their goods/parcels by reinstating, replacing or repairing the goods in event of a loss or damage in a single transit.
Who should purchase this plan?
- 1.Individuals
- 2.Corporate organizations
- 3.Courier companies
- 4.Dispatch riders
- 5.Transport operators.
Scope of Cover - Goods/Parcels
- Domestic appliances & utensils
- General merchandise
- Tools and equipment
- Home & Office Furniture
- Clothing, Fashion & Textiles materials/accessories
- Canned/packaged/bagged foods
- Computer & electronic appliances
- Building materials excluding tiles and ceramic ware
Out of Scope - Goods/Parcels
- Gas cylinders
- Chemicals
- Explosive materials
- Ceramic tiles
- Glass ware
- Letters, cheques, bank drafts, stamps
- Jewelry
- Art work
- Perishable goods
Scope of Cover - Risks
- Accident to the vehicle
- Collision and overturning of the vehicle
- Fire
- Explosion
- Burglary and theft
- Windstorm
- Flood
Out of Scope - Risks
- War, riot, strike, civil commotion, insurgency
- Pilferage
- Deliberate/malicious/mischievous acts of the driver or the insured their staff
- Shortages
- Credit cards, debit cards, ATM cards, ID cards
- Seizure or forfeiture by government agency